MoneyTap - Credit Line & Best Personal Loan App in India - Get money up to ₹5,00,000 without bank visit
Application Link: https://moneytap.app
MoneyTap is India’s first app-based credit line. Offered in partnership with leading banks, it is not just a personal loan, not just a credit card, but a personal credit line. In simple words, MoneyTap is catering to the credit needs of middle-class customers in India. Present in 40+ cities, we are providing small-medium cash loans, quick credit on mobile, affordable interest rates and flexible EMIs.
Founded by a passionate pack of IIT/ISB alumni, MoneyTap aims to make credit accessible to the millions of Indians, who have a hard time getting credit when they need it.
For most of us, applying for a personal loan is a cumbersome process. Those who have credit cards, end up paying high interests on credit card loans. The other option of taking help from family and friends is not quite pleasant either and not everyone gets a salary advance from their employers.
Moneytap, the process of applying for credit is dramatically simplified to a few taps on our free mobile app. Any individual, who has a smart-phone and a PAN, can check his/her eligible limit in less than 15 minutes through the app. The entire process is largely paperless except for some essential documents required to meet our partner bank’s KYC regulation.
Features of MoneyTap Personal Credit Line:
1. Borrow flexibly
Borrow any amount from your personal line of credit with MoneyTap.
2. No usage, no interest
Interest rates are applied only on the amount you borrow and not your entire approved limit.
3. Safe & Secure Credit
MoneyTap work ONLY with regulated financial institutions in India governed by RBI, and we have our own NBFC license as well. So we're well regulated and legally compliant. All data is processed and stored within India with banking-level security controls.
4. Credit limit available for a lifetime
Your credit limit is recharged as you repay your borrowed amount giving you the flexibility to withdraw multiple times.
5. Made in India
MoneyTap is made in India and made for India. We have our own NBFC license and work only with regulated financial institutions that are governed by the RBI.
6. No collateral, no guarantors
Now you don’t have to sacrifice your savings or risk your valuable assets. MoneyTap's credit line app lets you access money when you need it the most without any collateral backing!
Required Documents for MonetTap credit Line:
Before you apply for your personal line of credit, make sure you have the following documents handy:
● Aadhaar number
● Identity proof (Driving license/Voter id/Passport/Aadhaar/PAN)
● Address proof (Driving license/Voter id/Passport/Aadhaar/Utility bills/bank statements)
● Original passport photo/selfie
● You can get a personal loan online on Aadhaar card. E-sign your application with registered mobile OTP for fast-track application
MoneyTap Personal Loan Application Uses
● Phone pe loan - use it as an urgent personal loan.
● Personal loan can be used for education, medical, marriage / wedding loan, home renovation loans, mobile / laptop loan, used car/ two- wheeler, travel loans, debt consolidation loans, etc.
● The experience of an early salary for emergency cash
Bonus: MoneyTap RBL credit card
● 100% cash withdrawal from your credit card online
● 50-days interest-free period
How does MoneyTap work?
Get a personal loan in 4 simple steps:
● Apply on the app and get approved in 4 minutes, create your profile, fill basic information such as age, city, PAN, & income to check eligibility
● Instantly find out your pre-approved amount
● Complete KYC verification
● Transfer money to the bank account from the approved amount
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