Navi Personal loan app process: Instant Personal loan Upto ₹5 Lakh as Direct Cash Transfer to Bank Account
Navi is an Instant Personal Loan App where you can avail Personal Loan up to ₹5 Lakh as Direct Cash Transfer to Bank Account.
Amount : Rs 10,000 to Rs 5,00,000
Tenure : 3 to 36 months
Annual percentage rate (APR) : 20% to 34%
Processing fees : 2.5%
Features of Navi Instant Personal Loan:
1. Upto Rs 5,00,000 limit
2. Instant money transfer to bank account
3. No bank statement or salary slip requirement
4. 100% paperless process
5. Minimal documentation. No printouts required
6. Flexible loan and EMI amount options
7. Instant eligibility check
8. No security deposit (collateral)
Navi Instant Personal Loan Eligibility:
1. Indian citizen
2. Age above 21 years
3. Select cities
Navi Instant Personal Loan Documents requirement:
1. PAN number
2. Aadhaar number
How to apply:
1. Install Navi App
2. Register using your mobile number
3. Fill your basic details to check your loan eligibility
4. Choose the loan and EMI amount of your choice
5. Complete the KYC with selfie and Aadhaar
6. Enter bank details for money transfer
7. Done
Example
Loan Amount: Rs 50,000
Tenure: 12 Months
APR: 22% (on Reducing Principal Balance interest calculation)
EMI: Rs 4680
Total Interest Payable: Rs 6,157
Processing Fees (incl. GST): Rs 1,475
Disbursed Amount: Rs 48,525
Reach us at help@navi.com for any of your queries.
Operational Cities:
• Delhi NCR - New Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad
• Chandigarh
• Maharashtra: Mumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad, Nashik, Satara
• Karnataka: Bangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya
• Tamil Nadu: Chennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem
• West Bengal: Kolkata, Hoogly, Howrah
• Punjab: Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib
• Gujarat: Ahmedabad, Gandhi Nagar, Surat, Vadodara, Rajkot, Valsad
• Telangana: Hyderabad, Secunderabad, Mahabubnagar
• Madhya Pradesh: Indore, Bhopal, Ujjain
• Odisha: Bhubaneshwar, Cuttack
• Rajasthan: Jaipur, Udaipur, Ajmer, Alwar, Kota, Jhujhunu
• Uttar Pradesh: Ghaziabad, Noida, Lucknow, Jhansi
• Uttarakhand: Dehradun
• Bihar: Patna, Gaya
• Jharkhand: Ranchi
• Andhra Pradesh: Visakhapatnam (Vizag), Ananthapur, Chittoor, Guntur, Krishna, East Godavari
• Haryana: Ambala, Karnal, Kurukshetra, Panchkula, Panipat
• Kerala: Ernakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur
• Pondicherry
Our office address is:
Navi Technologies Pvt Limited
Our office address is:
Navi Technologies Pvt Limited
3rd Floor, Salarpuria Business Center,
93, 5th A Block, Koramangala
Bangalore - 560095
93, 5th A Block, Koramangala
Bangalore - 560095
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