बिना इनकम के HDB Financial Services से पर्सनल लोन घर बट्ठे? Get Loan With HDB Financial
Website Link: https://www.hdbfs.com/
HDB Personal Loan :
Planning a grand wedding? Selecting a school for your child? or Waiting to book that exotic vacation you have been planning? We can help you with our customised personal loan offering. Let us be a part of your journey and help you to achieve your dreams & goals.Features and Benifits:
1. Loans up to 20 Lakhs
2. Tenure ranging from 12 to 60 months
3. No guarantor/security required
4. Convenience of doorstep service
5. Quick and Speedy processing
6. Attractive Rate of Interest
7. Minimum/Hassle free Documentation
8. Special offer for employees of select companies
Eligibility Criteria :
1. Minimum age of applicant: 21 years
2. Maximum age of applicant at loan maturity: 60 years (Or retirement, whichever is earlier) (65 years for Government Employees. Conditions Apply)
3. Minimum employment: Minimum 1 year in employment with minimum 1-month salary credit in the current organisation
4. Minimum Net Monthly Income: ₹ 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹ 15,000 for All Other Locations.
5. Self-employed (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.
Without Salaried Employee:
Minimum age of Applicant: 22 years
Maximum age of Applicant at loan maturity: 65 years
Years in business: Minimum 4 years with minimum 2 years in the same Business
Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.
Business must be profit making for the last 2 years
Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:
Documents required:
1. Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration Card
2. Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
3. Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth
4. Bank Statements: Latest 3 Months bank statements / 6 months’ bank passbook
Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.
5. Self-employed (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.
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