बिना इनकम के HDB Financial Services से पर्सनल लोन घर बट्ठे? Get Loan With HDB Financial

बिना इनकम के HDB Financial Services से पर्सनल लोन घर बट्ठे? Get Loan With HDB Financial



    Website Linkhttps://www.hdbfs.com/


HDB Personal Loan :

Planning a grand wedding? Selecting a school for your child? or Waiting to book that exotic vacation you have been planning? We can help you with our customised personal loan offering. Let us be a part of your journey and help you to achieve your dreams & goals.

Features and Benifits:

1. Loans up to 20 Lakhs
2. Tenure ranging from 12 to 60 months
3. No guarantor/security required
4. Convenience of doorstep service
5. Quick and Speedy processing
6. Attractive Rate of Interest
7. Minimum/Hassle free Documentation
8. Special offer for employees of select companies

Eligibility Criteria :


1. Minimum age of applicant: 21 years
2. Maximum age of applicant at loan maturity: 60 years (Or retirement, whichever is earlier) (65 years for Government Employees. Conditions Apply)
3. Minimum employment: Minimum 1 year in employment with minimum 1-month salary credit in the current organisation
4. Minimum Net Monthly Income: ₹ 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹ 15,000 for All Other Locations.
5. Self-employed (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.



Without Salaried Employee:

Minimum age of Applicant: 22 years
Maximum age of Applicant at loan maturity: 65 years
Years in business: Minimum 4 years with minimum 2 years in the same Business
Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.
Business must be profit making for the last 2 years

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:

Documents required:


1. Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration Card
2. Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
3. Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth
4. Bank Statements: Latest 3 Months bank statements / 6 months’ bank passbook
Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.
5. Self-employed (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.


                 

   

      Website Linkhttps://www.hdbfs.com/





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