आधार कार्ड और पैन कार्ड से पर्सनल लोन कैसे ले ?Instant Personal Loan/Easy Way Loan for All India
Website Link : https://www.mymoneymantra.com/
MyMoneyMantra.com is India's leading financial services marketplace. We have over 28+ years of experience, partnership with 70+ reputed financial institutions, a wide product range and a promise to get you the best deal. Our services come at no cost to you.
MyMoneyMantra with its 70+ finance partners strives to get you the best loan deals and Credit Card offers online in just a few clicks.
You can compare various loan products online with latest interest rates from reputed banks and NBFCs in India including HDFC, ICICI Bank, Citibank, SBI, PNB, Axis, Tata Capital, American Express and other partners. Our team of financial experts works hard to find and get you the best.
Rate of interest:
The rate of interest on Personal Loans is between 11-14% depending on your credit score, income and so forth.
Loan amount:
Personal Loan for as low as 50,000 and as high as 50 Lakhs depending on your requirement and eligibility.
Loan Tenure - Festival loans are available for periods as short as 12 months. The average tenure for a Personal Loan is between 12 and 60 months,depending on the loan amount.
Loan Tenure - Festival loans are available for periods as short as 12 months. The average tenure for a Personal Loan is between 12 and 60 months,depending on the loan amount.
Security:
its unsecured nature, collateral is not required
Loan Turnaround Times:
Depends on the individual bank. It usually ranges between 1- 2% of the loan amount.
Pre-payment Penalty:
Banks charge pre-payment penalty if you repay your Personal Loan before the determined period. The charges range between 1-2% of the outstanding amount on the date of closure.
Required Credit Score :
This is the most crucial eligibility factor. A credit score of 650 or above is typically considered good score. The better your credit score, the higher are your chances of getting a Personal Loan.
Employment:
Employees of listed companies, Central and State Governments, and public sector undertakings are eligible for a higher amount.
Documents:
1. KYC :
Documents for determining identity, age, and residence proof are needed when applying for a Personal Loan. These documents are:
1. PAN Card2. Aadhar Card3. Driving Licence4. Voter ID5. Passport6. Registered Rent Agreement
2. Income Documents :
In case you are a salaried employee, you need to furnish the following documents:
1. Salary slips for the last 6 months2. IT Return along with Form 16 for the past two years3. Bank Account Statement of previous 3 months that reflects your salary credits and other income4. Employment certificate from current employer In case you are self-employed (professional or business owner), the following documents will suffice:
Financial statements that include Balance Sheet and Profit and Loss Statement
IT Returns for the last 2 years
Proof of continuity of business income such as Bank Account Statement
Evidence of doing business like GST Registration.
IT Returns for the last 2 years
Proof of continuity of business income such as Bank Account Statement
Evidence of doing business like GST Registration.
إرسال تعليق