Instant loan ₹ 10,000 to ₹ 1 Lakh on the Cash Loan app and transfer cash to your bank account in just 10 minutes.

Instant loan ₹ 10,000 to ₹ 1 Lakh on the Cash Loan app and transfer cash to your bank account in just 10 minutes.

Application Link: https://play.google.com/

NIRA is a trusted financial company that offers credit line of up to Rs.1Lakh to take personal loans online in partnership with Federal Bank and other leading NBFCs in India. Users borrow from the credit line as their needs arise. It's available for all salaried people earning above Rs.15,000 per month.

Nira customers can take personal loan for:-

• Medical Emergency
• Buying gifts for family 
• Loan for Wedding expenses
• School fee loans
• Educational course loans
• Travel ticket loans
• Consumer durable purchases
• Pay existing loan
• Building good credit score

And anything else you want Personal Loan for!

Interest Rate on Instant Loan: 

       1.5%-2.5% per month (as an example on a loan of Rs.1 Lakh for 1 year, at 1.8% per month, you will pay only Rs 12000 as total interest with Rs.999 in interest per month)

Zero percent EMI on Flipkart & Amazon: 

       NIra offer instant loans with 0% interest rate EMI for up to 6 months on Flipkart, Amazon, and select educational course partners.

Online Personal Loan Size: 

        Rs.5000 - Rs.1,00,000

Repayment Period: 

        3 to 12 months (you can prepay anytime in the loan app)

Why should I download NIRA Loan App?

✔️Once approved, your credit limit can be used to take instant personal loan at anytime.

✔️We only charge interest on the instant loan amount you draw.

✔️There will be no cost for sanctioning of kredit limit.

Any data you share for your Personal Loan Application is safe with us. We employ encryption and information safeguards to keep your information safe at all times

For users more comfortable with Hindi:

      NIRA se aapko mil sakta hai Personal Loan Rs.3000 se Rs.1,00,000 tak . Bas App Download kare kuch details fill karen , documents upload karen aur payen loan . Aapko milta hai bank account mein kredit, loan approval ke 0-24 ghanton ke beech. Aap kisi bhi medical emergency, wedding expense aur educational course ke liye bhi personal loan le sakte hain.

Currently, we are only available to customers in Bangalore, Chennai, Delhi, Gurgaon, Hyderabad, Indore, Kolkata, Mumbai, Noida, Coimbatore and Pune. We will be expanding to other cities soon so stay tuned!

To be eligible for credit, you must:

(i) have been working for last 6 months

(ii) be a salaried employee earning at least ₹15,000 per month

Note: we don't require a CIBIL score, but if you have one then it must be 681 or better.

Application Process for Personal Loan:

It's very easy to apply from our personal loan app online, it only takes 3 minutes for step 1 of Loan Approval:-

1. Complete short application form on our instant loan app. Receive loan                approval decision on qualification instantly.

2. Once you qualify, we need you to upload

    i) 3 months bank statements

    ii) Most recent payslip

   iii) Aadhaar card

   iv) PAN card

3. We credit instant cash into your bank account once you get final loan                  approval

You are free to use Personal Loan amount however you want to!