Instant Personal Loan App for Salaried Indians All India : NIRA - Instant Personal Loan App
NIRA is a trusted financial company that offers credit line of up to Rs.1Lakh to take instant personal loans online in partnership with Federal Bank and other leading NBFCs in India. Users borrow from the credit line as their needs arise. It's available for all types of salaried people earning above Rs.20,000 per month.
Our customers can take personal loan for:-
- Medical expense loans
- Buying gifts for family
- Wedding expenses
- School fee loans
- Educational course loans
- Travel ticket loans
- Consumer durable purchases
- Debt refinancing
- Building good CIBIL score
- And anything else you want Personal Loan for!
Loan Interest Rate:
1.5%-2.5% per month, APR 20%-35%
(as an example on a loan of Rs.1 Lakh for 1 year, at 1.8% per month or APR 24%, you will pay Rs.999 in interest per month)
(as an example on a loan of Rs.1 Lakh for 1 year, at 1.8% per month or APR 24%, you will pay Rs.999 in interest per month)
Zero percent EMI on Flipkart & Amazon:
NIRA offer 0% EMI for up to 6 months on Flipkart, Amazon, and select educational course partners
Online Loan Size: Rs.5000 - Rs.1,00,000
Repayment Period:
3 to 12 months (you can prepay your loan anytime in the app)
NIRA app is used by 300,000+ people. When asked, how would they feel if they could no longer use NIRA personal loans service, 50% of our customers said, "they would be very unhappy", another 30% said, "they would be somewhat unhappy".
Why should I download NIRA?
✔️Once approved, your credit limit can be used to take online personal loan at anytime.
✔️We only charge interest on the loan amount you draw.
✔️There will be no cost for sanctioning of kredit limit.
Any data you share for your Personal Loan Application is safe with us. We employ encryption and information safeguards to keep your information safe at all times
For users more comfortable with Hindi:
NIRA se aapko mil sakta hai Personal Loan Rs.3000 se Rs.1,00,000 tak . Bas App Download karen kuch details fill karen , documents upload karen aur payen loan . NIRA se aapko milta hai bank account mein kredit, loan approval ke 0-24 ghanton ke beech. Aap kisi bhi medical emergency, wedding expense aur educational course ke liye bhi personal loan le sakte hain.
Currently, we are only available to customers in Bangalore, Chennai, Delhi, Gurgaon, Hyderabad, Indore, Kolkata, Mumbai, Noida and Pune. We will be expanding to other cities soon so stay tuned!
To be eligible for credit, you must:
(i) have been working for last 6 months
(ii) be a salaried employee earning at least ₹20,000 per month
Note: we don't require a CIBIL score, but if you have one then it must be 681 or better.
Application Process for Personal Loan:
It's very easy to make loan application online, it only takes 3 minutes for step 1 of Loan Approval:-
1. Complete short application form on loan app. Receive loan approval decision on qualification instantly.
2. Once you qualify, we need you to upload
i) 3 months bank statements
ii) Most recent payslip
iii) Aadhaar card
iv) PAN card
3. We credit the personal loan into your bank account once you get final loan approval
You are free to use Personal Loan amount however you want to!
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