30 सेकंड में बैंक ऑफ़ बड़ोदा पर्सनल अप्लाई कैसे करे? How to Bank of Baroda personal loan?
Website link:
Personal loans:
Personal loans from Bank of Baroda offer a quick and easy solution to all your urgent financial needs.
Whether you need funds for a medical emergency in your family, your sibling’s wedding, or to renovate your home, a personal loan can finance all your requirements.
Personal loans have many advantages over other forms of credit, such as credit cards and informal loans from friends, family members or untrustworthy financiers.
Most salaried persons, self-employed and professionals can apply for personal loans. With attractive interest rates, minimal documentation and speedy processing, Bank of Baroda offers among the best personal loans today.
Personal loans are an ideal choice for those who need funds urgently. It is recommended to opt for a personal loan overusing credit cards. The latter have strict credit limits, whereas, in the former, you can choose your exact personal loan amount. Also, not all suppliers or vendors accept credit cards, whereas, you can use the funds from your personal loan to pay someone via cheque, bank transfer or cash.
Features :
Similarly, self-employed professionals or business persons who want to apply for personal loans need to have their business or practice for at least one year.
Applicants need to be at least 21 years of age to be eligible for a personal loan,
personal loan amount varies by location. In metro and urban areas, the loan amounts can range from Rs.1 lakh to Rs.10 lakh.
processing charges for personal loans is calculated as 2% of the loan amount, with a minimum of Rs.1000 up to Rs.10,000.
Rate of Interest & Charges :
2% of Loan amount
Minimum: Rs.1000/-
Maximum: Rs.10,000/-
Employees of Central / State Govt. / Autonomous Bodies/ Public / Joint Sector Undertakings, Public Limited Co. / MNCs & Educational Institutions – with minimum continuous service for 1 year
Employees of Proprietorship, Partnership firms, Private Limited companies, Trust - with minimum continuous service for 1 year
Insurance Agents- doing business for minimum last 2 years
Self Employed Professionals (Doctor, Engineer, Architect, Interior Designers, Tech. and Management Consultants, Practicing Company secretaries etc.) - with minimum 1 year stable business.
Self Employed Business persons - with minimum 1 year stable business.
Staff members are not eligible.
Age
Minimum
21 Years
Maximum
For Salaried Persons: Age of Borrower plus repayment period should not exceed retirement age or 60 years whichever is lower.
For non-salaried Persons: Age of Borrower plus repayment period should not exceed 65 years.
Website link:
https://www.bankofbaroda.com/personal-loan.htm
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