सबसे अच्छा सबसे बेस्ट TOP 10 लो इनकम लोन एप्लीकेशन इन इंडिया
TOP 10 APPLICATION :
1. PAISABAZZER
Apply for personal loan at Paisabazaar.com and get interest rates as low as 10.99%. Also, get insights about your loans and calculate loan EMIs using our EMI Calculator. Along with customized and personalized solutions to all your lending and investment needs, Paisabazaar.com lets you choose from a range of financial products including:
● Free Credit Score
● PaisaTrackr
● Personal loan
● Credit card
● Mutual Funds
● Home loan
● Savings account
● Loan against property
● Education loan
● Fixed deposit
2. BAJAJ FINSERV
The Bajaj Finserv Experia App is the one-stop solution for all post-loan or investment services provided by Bajaj Finserv, India’s most diversified non-banking financial company. Benchmarked against the best in the industry, the app comes with a clean, simple user interface, a design to deliver an excellent user experience and intuitive navigation.
Here is what you can do with the new and improved app.
1. Active relations: View and manage your active loans and investments, make payments, download your financial statements on the go.
2. Previous relations: Access information on your closed loans and investments, view your statements and more.
3. Pre-approved offers: View pre-approved offers & details, get product information or request a call back.
4. Payments: Pay your EMIs, part pre-pay or foreclose your loans and access information on future payments through the app itself.
1. Active relations: View and manage your active loans and investments, make payments, download your financial statements on the go.
2. Previous relations: Access information on your closed loans and investments, view your statements and more.
3. Pre-approved offers: View pre-approved offers & details, get product information or request a call back.
4. Payments: Pay your EMIs, part pre-pay or foreclose your loans and access information on future payments through the app itself.
3. CREDITMANTRI
With CreditMantri start with your free credit score, create your profile and discover loans and credit cards that are uniquely matched to you.
The credit score is powered by Equifax which is one of the four credit bureaus authorized in India. CreditMantri is trusted by more than 6 million Indians and 40+ lenders.
The credit score is powered by Equifax which is one of the four credit bureaus authorized in India. CreditMantri is trusted by more than 6 million Indians and 40+ lenders.
📝 Things you can do on the CreditMantri app
✔ Check your credit score for free
✔ Get detailed analysis of your credit history
✔ Monitor your credit health on personalized dashboard
✔ Apply for loans and credit cards from top lenders
✔ Build your credit score with your first credit product
✔ Resolve your negative accounts and become loan eligible
✔ Track your monthly spends with a spend analyser
✔ Get exclusive offers based on your social media profile
🏆Awards
Named in the “Top 250 Fin-Tech Companies in the world” by CB Insights, 2017
Red Herring Asia Top 100 Winner, 2017
Red Herring Asia Top 100 Winner, 2017
4. BANKBAZZER
BankBazaar is the best Personal Finance Manager app that automatically tracks your monthly spends in a secure manner. The app also helps you identify any incorrect transactions/fines and act upon it immediately. Always pay your bills on time, stick to your budget and increase your savings every month! Find out how much you spend and save month-on-month.
Best of all , the features are automatically configured basis the SMSs sent to you by your bank and credit card company i.e. no manual setup needed.
Free Credit Score → Track your Credit Score for free!
Compare & Apply → Loans, Credit Cards & Fixed Deposits
EMI Calculator → Loan EMI calculations made simple!
BankBazaar is the largest online marketplace for financial products. The app helps you compare various financial products like loans & Credit Cards offered by different banks.
5. KREDITBEE
Any Indian individual who is above the age of 18 years, and has a monthly source of income.
Documents:
The minimum documents required to avail Instant Personal Loan Online are your Address Proof (either of Voter ID/Driving License/Passport/Masked e-Aadhaar) and Identity Proof (PAN ID). In some cases, your basic workplace details such as your Company Name, a picture of your Office ID Card, Workplace E-mail ID etc. might be required.
Credit Card is not required for availing Personal Loan from KreditBee.
6. MOBIQUICK
MobiKwik - Fastest Online Recharges, UPI, Instant Loan, Bill Payments, Gold, Insurance & Shopping Made Easy!
MobiKwik is the best app for all your mobile payments, shopping and recharge. Pay for your online recharge, DTH recharge, Bus Tickets, IRCTC trains, Prepaid, Postpaid, Electricity, Gas Bill, Insurance easily
MobiKwik Boost
MobiKwik has rolled out the first-of-its-kind instant credit product called ‘Boost’. MobiKwik app users can apply for a loan within seconds on their wallet and get the loan disbursed in their wallet in 90 seconds. MobiKwik is the first in the industry to give loans in a mobile wallet.
MobiKwik has rolled out the first-of-its-kind instant credit product called ‘Boost’. MobiKwik app users can apply for a loan within seconds on their wallet and get the loan disbursed in their wallet in 90 seconds. MobiKwik is the first in the industry to give loans in a mobile wallet.
7. CAPITAL FIRST
This app has been recently launched by the company. We have tried our best to keep it simple & easy to use. Kindly provide us feedback, & point out issues if any. We are working hard to incorporate all your thoughts as soon as possible. We are grateful to you.The founding theme of Capital First (Founded 2012) is that there exists a huge unmet & under-served need for financing India’s 50 million MSMEs & its emerging middle class, which can be addressed by using new age technologies instead of using traditional models of financing operating in India since decades.
Within a short time of 5 years, Capital First has built a large network for providing loans in 222 locations across the length & breadth of the country. The company enjoys the highest long term credit rating of AAA. Capital First is entirely focused on building an institution on strong pillars of ethics, values & high corporate governance.
With Capital First, you can apply for the following loans:
- Business Loans: Apply for MSME loan from Capital First to meet your short term working capital needs, or long term loans.
-- Loan Against Property: Capital First’s Loan against Property allows you to borrow by mortgaging your property as collateral.
- Personal Loan: No matter what your financial needs are - unexpected expenses, a medical emergency, school or college admission; whatever the occasion, Capital First Personal Loans can help you meet your needs.
- Consumer Durable Loan (short term loans for <1 year, no prepayment or foreclosure charges) : Apply for EMI loans without a credit card with 0% interest & low down payment with Capital First.
- Business Loans: Apply for MSME loan from Capital First to meet your short term working capital needs, or long term loans.
-- Loan Against Property: Capital First’s Loan against Property allows you to borrow by mortgaging your property as collateral.
- Personal Loan: No matter what your financial needs are - unexpected expenses, a medical emergency, school or college admission; whatever the occasion, Capital First Personal Loans can help you meet your needs.
- Consumer Durable Loan (short term loans for <1 year, no prepayment or foreclosure charges) : Apply for EMI loans without a credit card with 0% interest & low down payment with Capital First.
8. MONEY TAP:
India’s first credit line based instant loan app in partnership with leading banks and NBFCs. Get an instant personal loan online with zero collateral and interest rates starting from as low as 13-24.3% pa for 2 to 36 months duration. We offer you the benefits of a personal loan and credit card combined.
Get a small personal loan starting ₹ 3000 to as high as a₹ 5 lakh quick loan online.
🏆Awarded the ‘Best Innovative Lending Product/Service’ by IAMAI
👍Eligibility
●Minimum salary: in-hand salary of ₹20,000/month
●Minimum age: 23 years or above and below 55 yrs
🌟How is MoneyTap different from any other personal loan?
✔️ Our credit line gives you an instant loan online in a 100% paperless process, no bank visit.
✔️ Once your loan amount is disbursed by us, you can use any amount from your available credit line
➡️ But wait, there's more!
✔️ You pay interest only on borrowed amount, no interest on the unused amount.
✔️ 2-36 months flexible EMI tenures
✔️ A collateral-free personal loan
✔️ Consider it like a salary advance loan online
✔️ The fastest bank loan you can get online
✔️ Help friends or family with an emergency cash loan
📑Fees
For a ₹1,00,000/- loan with interest rate @ 13% per annum, a user would pay:
-> Processing fee = ₹499 + GST = ₹588/- (Line setup fee to be paid before starting the credit line)
->Interest = ₹13000
= Total amount to be repaid after a year= ₹1,13,588/-
* Interest Rate varies
🔐Security & Protection of Privacy
Data security & privacy is a top priority at MoneyTap. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified by our partner bank’s IT team.
💰Bonus: MoneyTap credit line credit card for RBL approved customers
●100% cash withdrawal from your credit card online
●50-days interest-free period
9. SHUBH LOAN
Shubh Loans app is a digital lending platform which not only provides you loans for your personal needs but also generates your personalized credit report. The app gives you tips on how to improve your credit score and get approval for higher loan amounts.
To get a loan just follow these 6 simple steps:
1. Download the Shubh Loans android app and log in using Gmail ID
2. Complete profile information: Aadhaar, PAN, Online Bank Statement
3. Generate your free - Shubh Loans Credit Report
4. Apply for loan on the app
5. Get money in your account
6. Start paying EMIs from your salary account
1. Download the Shubh Loans android app and log in using Gmail ID
2. Complete profile information: Aadhaar, PAN, Online Bank Statement
3. Generate your free - Shubh Loans Credit Report
4. Apply for loan on the app
5. Get money in your account
6. Start paying EMIs from your salary account
Why Shubh Loans?
1. Get loans for all your personal needs including education, vehicle, business etc.
2. Easy access to credit from the comfort of your home
3. eKYC: Documents to be uploaded on the application
4. Get loans ranging from ₹50,000 to ₹5,00,000
5. Long term repayment tenure from 1 to 4 years
6. Interest rate from 18% - 30% depending on customers risk profile and loan tenure
7. For Example, on a loan of ₹1,00,000 for 1 year the EMI will be ₹9,553 and the total interest paid will be ₹14,636
1. Get loans for all your personal needs including education, vehicle, business etc.
2. Easy access to credit from the comfort of your home
3. eKYC: Documents to be uploaded on the application
4. Get loans ranging from ₹50,000 to ₹5,00,000
5. Long term repayment tenure from 1 to 4 years
6. Interest rate from 18% - 30% depending on customers risk profile and loan tenure
7. For Example, on a loan of ₹1,00,000 for 1 year the EMI will be ₹9,553 and the total interest paid will be ₹14,636
10. INDIALENDS
IndiaLends offers Instant Personal Loans with best interest rate and disburses loan within 48-hours. With IndiaLends, choose from a wide spectrum of multi-utility credit cards from top banks and also check your credit report for free. IndiaLends App is your one-stop credit shop with manifold advantages and innovative features like Spend Analysis and EMI reminders.
Our association with 50+ personal loan lenders and credit card providers has enabled us to provide services to a million+ customers in more than 400 cities. This has made IndiaLends as one of the best online personal loan apps and has helped us to get featured in the Google Developers Launchpad.
Our association with 50+ personal loan lenders and credit card providers has enabled us to provide services to a million+ customers in more than 400 cities. This has made IndiaLends as one of the best online personal loan apps and has helped us to get featured in the Google Developers Launchpad.
Personal loan
Get personalized personal loan offers up to ₹50 lacs at interest rates starting at 10.75%. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility.
IndiaLends has associations with over 50+ banks and NBFCs - HDFC Bank, SBI, ICICI Bank, Yes Bank, Bajaj Finserve, IDFC, IIFL, Clix, Paysense, DMI, CITI Bank, Tata Capital, IndusInd Bank, Ratnakar Bank limited, Capital First Limited, Fullerton, Aditya Birla Finance Limited, Axis Bank, Cashe, Credit Sudhaar, etC.
Get personalized personal loan offers up to ₹50 lacs at interest rates starting at 10.75%. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility.
IndiaLends has associations with over 50+ banks and NBFCs - HDFC Bank, SBI, ICICI Bank, Yes Bank, Bajaj Finserve, IDFC, IIFL, Clix, Paysense, DMI, CITI Bank, Tata Capital, IndusInd Bank, Ratnakar Bank limited, Capital First Limited, Fullerton, Aditya Birla Finance Limited, Axis Bank, Cashe, Credit Sudhaar, etC.
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