आधार कार्ड से पर्सनल लोन 20K से 1लाख तक का घर बट्ठे get personal loan With Qbera
Website Link: https://www.qbera.com/personal-loan-details.html
QBERA provide Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.
STEP 1: ONLINE APPLICATION FORM
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
STEP 2: CONNECT BANK ACCOUNT
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
STEP 3: LOAN TERM
proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
Example:
A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
2. EMI of ₹7091 per month
3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Eligibility Criteria
1. Age: 21-57 years old
2. Net Monthly Income must be more than Rs. 18,000.
3. No defaults in the last 24 months.
4. You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, Hyderabad, Jaipur, Ahmedabad or Kolkata.
Documents Required
1. Aadhaar Card
2. PAN Card
3. 4 Cheques from your Salary Account
4. Current Address Proof
5. Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Contact Us:
E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052
Post a Comment